Rebuilding on the shores; increasing the risk

It boggles the mind that people continue to spend their life's fortunes on building the American Dream McMansion/trophy home/starter palace on places like North Carolina's Outer Banks. It also staggers the imagination that people are allowed to live in homes built on the floodplains of interior streams and rivers. I saw it for myself in northeastern Pennsylvania. Read about the coastal beachfront boondoggle.